Commercial intermediaries
Welcome to Handelsbanken
The Handelsbanken difference
- All cases are manually underwritten
- You have direct access to the decision makers, locally
- We’ll make decisions quickly for you, even if we can’t help
- Our products are designed around the needs of your client
- We take the time to understand cases with multiple cash flow streams,
- We’re able to consider unusual property types, including holiday lets, HMOs and MUFBs
- We’re able to consider portfolio lending
- Sustainable product range available
- The structure and rate/fees is based on specific circumstances and the nature of the security offered
Our products
Corporate lending
- Capital investment and business development
- Refinancing debt and improving cashflow
Property finance
- Residential and commercial property portfolios
- Commercial and investment properties (purchase/refinance)
- Land, forest and agricultural estates
Sustainable options
- Sustainable loans
- Discounted rates for sustainable choices
Asset finance
- Plant, equipment and IT
- Commercial and green vehicles
Working with us
We know your clients' situation and requirements can be unique, so we'll assess each case individually. Our corporate manager will have an initial discussion with you, if we can help we'll get to know your client's situation and aspirations in more detail, to get to the right solution for them. Everything will be handled at the local branch and both you and your client will have a dedicated account manager from day one.
Talk to your branch about our procuration fees and eligiblity.
Our approach in action: delivering great results for your clients
Case study: Wharf Financial
Building on a long-standing broker relationship, to navigate the challenges of delivering a sustainable finance product.
Case study: Funding Friends
Securing finance for a client retuning to a more relationship-led approach to banking.
Lending criteria and eligibility
No minimum or maximum loan amount
Option to select a variable (1) or possibly a fixed (2) rate with monthly or quarterly repayments
The loan can be repaid early in full or in part - subject to the terms and conditions of the loan
UK residents (ie sole traders and partnerships where all the partners are resident in the UK)
Companies/LLPs incorporated and registered in the UK
Overseas companies registered in the UK which have a UK branch or establishment ("UK establishment company") where both the overseas company and the UK establishment company are registered at Companies House (with an FC and BR code respectively) and the account is for the business of the UK establishment company
We’re a relationship bank so the loan must be serviced from a Handelsbanken account in name of the borrower