All our customers benefit from a unique, bespoke, private banking experience so when you place a case with us, you can be assured your client will be in safe hands. We‘ll work with you to help your clients get the solution that's right for them. All aspects of any application are handled by the same team and you’ll always be able to contact them directly.
Find our latest rate information here, these are changed regularly so remember to bookmark this page.
We offer a range of fixed rate mortgages for customers who want the certainty of paying the same amount each month, during that fixed rate period. We do allow 10% overpayments per year, however we do apply early repayment charges.
We provide a variety of tracker products from the Bank of England base rate, along with the Handelsbanken Standard Variable Rate.
Our offset product provides customers with greater flexibility when it comes to managing their money and repayments. The mortgage is linked with a Handelsbanken savings and/or current account and those balances offset the amount of interest we charge on the mortgage.
We offer development loans for a variety of circumstances such as:
Our foreign currency mortgages are only available to UK residents and in Sterling. It’s solely used for first charge lending, that’s secured for UK residents against a UK residential property. We’re able use income and/or assets to repay the loan in the following currencies:
Euro
DKK (Danish Krone)
NOK (Norwegian Krone)
SEK (Swedish Krona)
USD (US Dollars)
(or a combination of these)
Here’s our high level lending criteria, a more detailed view can be found in our Mortgage criteria summary (pdf)
Opens in a new window. We assess each case on an individual basis, so we’ll always be happy to discuss any case with you.
Tariff of charges (pdf) Opens in a new window
Individual digital banking services guide (pdf 3.3 MB) Opens in a new window
Mortgage deed terms and conditions (pdf) Opens in a new window
Mortgage loan terms and conditions (pdf) Opens in a new window
Individual banking terms and conditions (pdf) Opens in a new window
This website is for the use of mortgage intermediaries only.
All other individuals looking for information should visit the mortgages pages at www.handelsbanken.co.uk/mortgages
If you reproduce any part of the information contained in this communication, to be used with or to advise clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. It's your responsibility to ensure that the information you're using is the most up to date in line with our most recent communications to professional mortgage advisors. If you're unsure that you are using the correct versions, please check with our intermediary support team.
